Job Description

The Loan Officer is in charge of overseeing their local area. They will market the client’s competitive mortgage products, services, and programs in his or her designated offices and continually identify, develop, and maintain a quality network of business relationships that will serve as a reliable source of referrals for new lending opportunities. They will also consult with clients about their present and future needs in order to assist them in meeting their financing needs. The loan officer is responsible for gathering and reviewing all required supporting loan documentation, ensuring that production and quality meet minimal criteria, and originating and closing a sufficient number of high-quality loans through sales and marketing efforts.

Job Title : Senior Staff Loan Officer
Location : Dibba Al-Hisn, Sharjah, United Arab Emirates
Salary : $ 32.92 per hour.
Company : On Semiconductor Corp
Job Type : Full-Time

Qualifications:

• Generates sales reports, plans trips, and takes part in advertising and PR activities to reach quotas.
• Responsible for staying up-to-date on all corporate and investor requirements for both government- and privately-insured mortgages, including but not limited to origination, processing, appraisal, underwriting, and closing.
• Inform clients of the many credit and loan choices that are accessible, as well as the conditions of such services.
• Increase the quality of loan applications and supporting paperwork by making borrowers aware of any additional requirements.
• Participate in educational programs, read professional publications, build personal networks, and join professional groups to keep your job knowledge up to date.
• Confer with processing and underwriting to aid in resolving mortgage application problems.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
• Meet with consumers to gather information for loan applications and to answer any questions they may have regarding the process.
• Analyze applicants’ financial status, credit, and property evaluations to determine loan feasibility.
• Sell goods to consumers and companies and push Client services that are tailored to their needs.

Skills:

• The ideal candidate for the role of loan officer is someone who is fluent in both written and spoken English and who is comfortable interacting with people from all walks of life.
• An in-depth familiarity with the spirit, policy, underwriting, processes, documentation, and systems of retail products.
• Expertise with industry-standard software including Microsoft Office (Word, Excel, PowerPoint, and Outlook).
• Experience in originating new business from customers in the buying market, ideally within the last three years, and with a minimum of three years’ worth of contacts and relationships already in place.
• Good analytical skills necessary to evaluate credit requests and determine trends in a given market place.

How to Apply

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Job Categories: Loan Officer. Job Types: Full-Time.

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