Job Description

An underwriter for a mortgage company evaluates loan applications and makes decisions based on established criteria. This position’s entry level, “Mortgage Underwriter I,” requires candidates to demonstrate expertise in the underwriting of portfolio loans and conventional loans in accordance with established agency and bank guidelines. Every single one of the mortgage underwriters out there is a skilled, customer-obsessed expert who works inside a strict set of protocols. In all cases, the Mortgage Support Manager is right there on top keeping an eye on them.

Job Title : Mortgage Underwriter – AM Shifts
Location : Umm Al-Quwain, Umm Al-Quwain, United Arab Emirates
Salary : $ 33.13 per hour.
Company : Cardinal Health Inc.
Job Type : Full-Time

Qualifications:

• Provide great customer care (both internal and external) in a way that meets each customer’s particular demands and creates customer loyalty to the bank.
• Undertake a thorough analysis of each loan application’s credit, income, and assets to determine the level of risk involved, and promptly relay your findings to the mortgage originators.
• Evaluate loan applications not only for portfolio goods, but also in light of investor and agency regulations.
• Help prevent, detect, and resolve mortgage fraud by keeping abreast of current practices in the industry and the specifics of each loan product.
• Examine all property records, including title commitments, sales agreements, insurance policies, and flood maps.
• administering and maintaining the Bank’s appraisal portal, and communicating with appraisers about corrections, revisions, and extra information
• manages the updating of the product guides for the portfolio as a whole. recommended changes to portfolio product guidelines.
• Value and conformity to industry standards must be evaluated in each appraisal.
• Prove that you can evaluate credit applications on your own, using your understanding of underwriting standards, Bank policies and processes, and your own expertise and judgment.
• Work with other groups to educate and mentor individuals in areas such as regulatory and secondary market updates, income analysis, asset estimates, and condominium evaluations.

Skills:

• All staff members need to be able to interact effectively with clients and coworkers in a climate of mutual respect without going to extremes.
• 1-3 years’ experience in Mortgage Underwriting preferred or equivalent combination of education and experience.
• The equivalent of 64 semester hours of college study or two years of full-time study at an associate’s degree program.
• a familiarity with basic computer functions and a willingness and ability to learn new software packages are required.
• Organizational skills

How to Apply

وظائف اليوم

Job Categories: Mortgage Underwriter. Job Types: Full-Time.

Apply for this Job

Name *

Email *

Message *

Upload resumé (pdf, doc, docx, zip, txt, rtf)

Upload cover letter (pdf, doc, docx, zip, txt, rtf)

Is fire “hot” or “cold”? *