Job Description

Loan eligibility and terms are determined by the mortgage underwriter following established policies. The first step in becoming a mortgage underwriter is to complete Mortgage Underwriter I, where you will learn the fundamentals of underwriting conventional loans in accordance with agency rules and portfolio loans in accordance with bank guidelines. Mortgage underwriters require a wide range of skills and knowledge to fulfill their role effectively, and they must rely on established processes and clear guidelines from management. The Mortgage Support Manager is their immediate superior.

Job Title : Mortgage Underwriter 2nd Shift
Location : Umm Al-Quwain, Umm Al-Quwain, United Arab Emirates
Salary : $ 35.06 per hour.
Company : Dial Corporation
Job Type : Part-Time

Qualifications:

• Check loan applications against investor and agency requirements, not just for portfolio products.
• Check the insurance, flood certificates, and sales contracts for the property.
• oversees all product guides for the portfolio’s updates. suggests adjustments to the portfolio product guides as needed.
• Assess the risk associated with each mortgage application by thoroughly reviewing the borrower’s credit, income, and assets, and communicating your findings to the mortgage originators in a timely manner.
• Maintain the Bank’s appraisal portal and keep in touch with appraisers about updates or revisions, as well as any additional information that may be needed.
• Provide outstanding service to all customers (both internal and external) in a way that caters to their individual needs and makes them feel loyal to the bank.
• Help prevent, investigate, and resolve mortgage fraud by maintaining a firm grasp on the regulations that apply to loan products and the industry as a whole.
• Work with other teams to update regulations or the secondary market, train them, and provide coaching in areas like income analysis, asset valuation, and condo evaluations.
• Show that you have the ability to independently decide whether or not an applicant is creditworthy based on established underwriting standards, Bank policies, procedures, your knowledge, and your expertise.
• Value and conformity to industry standards must be evaluated in each appraisal.

Skills:

• A two-year college degree or completion of a specialized program at a business or trade school equal to 64 credit hours.
• Knowledge of fundamental computer functions and a hunger for and ability to master new software packages.
• Personal effectiveness and credibility
• Each worker needs to be able to get along with others and maintain cordial, polite relationships with both customers and colleagues without resorting to extremes of conduct.
• Experience in mortgage underwriting, preferably between one and three years, or an equivalent mixture of education and experience, is preferred.

How to Apply

وظائف اليوم

Job Categories: Mortgage Underwriter. Job Types: Part-Time.

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