21 Feb 2023

Full-Time Credit Analyst II – Sharjah

American Standard Companies Inc. – Posted by JobsTeam Sharjah, Sharjah, United Arab Emirates

Job Description

The Credit Analyst will closely collaborate with the deal team to examine, evaluate, and keep track of all credit facilities in their portfolio. As a Credit Analyst, the employee will gain exposure to other divisions within the Bank and study the fundamentals of deal making and loan structures. The Credit Analyst position in banking is a great entry point for many additional options, such as sales, credit, relationship management, loan review, or other roles of a same nature. The Credit Analyst conducts a thorough analysis of the borrower’s ability to repay, concentrating on the company and owner’s history, recent and historical financial performance, guarantor’s financial situation (if applicable), collateral performance, risk rating, risk-adjusted return on capital, and a number of other factors.

Job Title : Credit Analyst II
Location : Sharjah, Sharjah, United Arab Emirates
Salary : $ 25.04 per hour.
Company : American Standard Companies Inc.
Job Type : Full-Time


  • Prior to the proposal’s public distribution, make any necessary edits to account for developments discussed during negotiations.
  • Populate facility and client data as necessary prior to routing proposals for approval.
  • The reporting Excel spreadsheets that each division uses are monitored and kept up to date.
  • Make the application results and rationale for selection available to the appropriate departments and customers.
  • Accurately and promptly address all credit-related questions, concerns, and requests in compliance with established policies and practices.
  • Collaborating with partners from diverse departments or lines of business to provide specifics to credit facility bids for new construction, current construction, and data maintenance
  • To ascertain if accounts provide a risk that is permitted under the Credit Policy, examine merchant applications.
  • Participate in credit meetings and hone your presentation skills so you can confidently pitch credit possibilities and adjustments to your internal credit partners.
  • confirming credit applications and bank references by phone or fax, then using that information to make decisions in line with the credit policy.
  • In conjunction with the closing coordinators, check to see that the loan closure has no negative impact on the customer.


  • Effective written and spoken communication skills are needed when creating and delivering reports and processes, as well as when writing daily contact with peers, vendors, and upper-level management.
  • familiarity with computers and skill with Microsoft Office software, especially Excel.
  • a capacity for effectively managing time across many projects and tasks while sticking to important deadlines.
  • Capacity to analyze situations, identify key aspects, and propose new courses of action.
  • Expertise in a wide variety of mathematical calculations, including percentages, fractions, decimals, percentages, discounts, interests, commissions, and ratios.

How to Apply

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Job Categories: Credit Analyst. Job Types: Full-Time.

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